캐나다 한국 미국 직장인 실수령액 소득 비교 2018년도 분석

한국에서 많은 분이 궁금해하시는 분들이 캐나다의 연봉 수준이 어떠한가인 것 같습니다. 하지만 연봉보다 중요한 것이 take home pay 즉 실수령액이 아닐까 싶습니다. 나라마다 세율이 틀리것을 감안해 말입니다.

시나리오 1: 연봉 5만불대의 직장인 기준

간단하게 한국 대기업 상위권 정도인 미화 $50,000불 (USD) 을 버는 미혼 직장인의 경우에 실수령액을 나라별로 비교해봤습니다. 미국 경우의 가장 세율이 높은 캘리포니아주와 세율이 가장 낮은 주들 중 하나인 텍사스의 세율(tax-rate)으로 비교해 보았습니다.

  • 미국 캘리포니아주: $40,175
  • 미국 택사스주: $41,806
  • 캐나다 온타리오: 37,698 USD ($51,310 CAD)
  • 한국 서울: $42,503 USD (4700만원)

시나리오 2: $100,000USD (연봉 일억 천만원/$136,105 CAD) 의 직장인 기준

  • 미국 캘리포니아주: $70,796 USD
  • 미국 택사스주: $76,941 USD
  • 캐나다 온타리오: $68,007 USD ($92,572 CAD)
  • 한국 서울: $78,433 USD (8800만원)

결론: 세율은 캐나다> 미국 >한국순으로 높다. 

캐나다의 세금 시스탬 간단한 OVERVIEW:

캐나다는 Federal tax 하고 Provincial and territorial tax 가 있습니다.

2018년도의 Federal Tax rate: (연방세)

  • 15% on the first $46,605 of taxable income, +
  • 20.5% on the next $46,603 of taxable income (on the portion of taxable income over 46,605 up to $93,208), +
  • 26% on the next $51,281 of taxable income (on the portion of taxable income over $93,208 up to $144,489), +
  • 29% on the next $61,353 of taxable income (on the portion of taxable income over 144,489 up to $205,842), +
  • 33% of taxable income over $205,842.

2018년도의 Provincial and territorial tax: (주 세금) 주마다 세율이 틀립니다. 및에 차트 참고 바랍니다.

Provinces and territoriesRates
Newfoundland and Labrador8.7% on the first $36,926 of taxable income, +
14.5% on the next $36,926, +
15.8% on the next $57,998, +
17.3% on the next $52,740, +
18.3% on the amount over $184,590
Prince Edward Island9.8% on the first $31,984 of taxable income, +
13.8% on the next $31,985, +
16.7% on the amount over $63,969
Nova Scotia8.79% on the first $29,590 of taxable income, +
14.95% on the next $29,590, +
16.67% on the next $33,820, +
17.5% on the next $57,000, +
21% on the amount over $150,000
New Brunswick9.68% on the first $41,675 of taxable income, +
14.82% on the next $41,676, +
16.52% on the next $52,159, +
17.84% on the next $18,872, +
20.3% on the amount over $154,382
QuebecGo to Income tax rates (Revenu Québec Web site).
Ontario5.05% on the first $42,960 of taxable income, +
9.15% on the next $42,963, +
11.16% on the next $64,077, +
12.16% on the next $70,000, +
13.16 % on the amount over $220,000
Manitoba10.8% on the first $31,843 of taxable income, +
12.75% on the next $36,978, +
17.4% on the amount over $68,821
Saskatchewan10.5% on the first $45,225 of taxable income, +
12.5% on the next $83,989, +
14.5% on the amount over $129,214
Alberta10% on the first $128,145 of taxable income, +
12% on the next $25,628, +
13% on the next $51,258, +
14% on the next $102,516, +
15% on the amount over $307,547
British Columbia5.06% on the first $39,676 of taxable income, +
7.7% on the next $39,677, +
10.5% on the next $11,754, +
12.29% on the next $19,523, +
14.7% on the next $39,370, +
16.8% on the amount over $150,000
Yukon6.4% on the first $46,605 of taxable income, +
9% on the next $46,603, +
10.9% on the next $51,281, +
12.8% on the next $355,511, +
15% on the amount over $500,000
Northwest Territories5.9% on the first $42,209 of taxable income, +
8.6% on the next $42,211, +
12.2% on the next $52,828, +
14.05% on the amount over $137,248
Nunavut4% on the first $44,437 of taxable income, +
7% on the next $44,437, +
9% on the next $55,614, +
11.5% on the amount over $144,488

Reference:

  1. Simple tax 
  2. www.Canada.ca
  3. 직장인 실수령액 계산기
  4. 미국 Smart Asset 2018 

 

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